Freedom Debt Relief Reviews – Reviews of the Top Debt Relief Companies

How do you know who is legitimate? What are the standard fees? What types of debt assistance are available? We have compiled a list of the must look for information when seeking out a legitimate debt relief companies and have created Debt Relief Reviews of the Top Debt Relief Companies.

First off you will need to look into how long the debt reduction company has been operating. Due to the recent state of the economic hundreds of new credit card debt companies are popping up every day. It is important that you go with a company who has been in business at least 2-3 years. Most debt reduction programs take 2-3 years to finish. If you go with a company who has only been in business a year or less the chances of them having clients who have graduated and completed the program are very slim.

Secondly, you need to make sure that they are licensed in your state to be able to assist you. Every state has different guidelines for how long you can be in a debt reduction program. Most companies can work in a total of 35 states. There are a few companies that can work in every state because they are backed by actual attorneys in your state. If possible I recommend that you work with a company who is backed by a legal team. For some reason attorneys always seem to get the job done a little quicker and are often more effective when dealing with your creditors.

You will also need to take into consideration the fees in which the debt assistance company will charge you for the service. The standard fee is around $100-$200 enrollment and some form of monthly fee. Depending on what debt reduction program you choose or qualify for will also determine the type of fees you will be charged.

There are three main forms of debt reduction programs available to the public. You have a Debt Settlement Program, Debt Management Program, and Debt Consolidation. Each of them has a different twist to them, and each of them are viable options. To determine what program makes the most sense to you we recommend that you speak with a debt reduction specialist to have them explain the programs. Almost all debt relief companies offer an initial free consultation.

Top 3 Debt Relief Company Reviews

#1. Impact Debt Relief – due to there customer service awards, ability to work in all states, along with the fact that they have some of the lowest fees and are backed by a law firm.

#2. Eagle One Debt Settlement – Eagle One Debt Settlement takes our #2 spot. They have a great record in the industry and are an ideal company to use if you have $15,000 or less in credit card debt. There focus and forte is working on smaller accounts.

#3. Freedom Debt Relief – Freedom Debt Relief takes our #3 spot. Pretty solid company. They have been in the industry for quite some time. They had complaints against them, but their customer service quality still makes them a good, viable choice.

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